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Business Certificates of Deposit

Looking for a secure investment with greater earning potential?

First National Bank offers a wide selection of CD terms and options you can choose from to help meet your investment goals.

Find a location today for information on current CD rates.

Short Term CD 

Growth CD 

Conventional CD 

Jumbo CD 

Adjust Your Rate CD

IRA CD 

 Description

Fixed rate CD for short term investments.

Fixed rate CD for medium to long term investments.

Fixed rate CD you can add to on a monthly basis.

 Fixed rate CD for large balance deposits.

 Think rates might be going up? Adjust the rate once throughout the CD term.

 Perfect for start-up IRAs or Rollover IRAs.

Minimum Opening Deposit 

$2,500

 $1,000

 $1,000
(minimum of $100 monthly deposits)

$100,000

 $25,000

 $1,000

Interest 

Calculated using daily balance method, paid quarterly.

Calculated using daily balance method, paid quarterly. For opening deposit of $25,000, interest is paid monthly.

Calculated using daily balance method, paid quarterly. For opening deposit of $25,000, interest is paid monthly.

 Calculated using daily balance method, paid at maturity for term of 30 days to 90 days; monthly for terms of 180 days to 60 months.

 Calculated using daily balance method, paid monthly.

 Calculated using daily balance method, paid quarterly on floating interest IRA CD; paid monthly on fixed interest IRA CD.

Access 

 Withdrawal of funds prior to maturity may result in a penalty.

Withdrawal of funds prior to maturity may result in a penalty.

 Withdrawal of funds prior to maturity may result in a penalty.

 Withdrawal of funds prior to maturity may result in a penalty.

 Withdrawal of funds prior to maturity may result in a penalty.

 Withdrawal of funds prior to maturity may result in a penalty. Federal Income Tax penalty may also apply for early age withdrawals.

Other Features 

 Terms of 30 days to 180 days.

 Terms of 12 months to 60 months. FDIC insured.

 Terms of 12 months to 60 months. FDIC insured.

 Terms of 12 months to 60 months. FDIC insured.

 Terms of 12 months. FDIC insured.

 Terms of 12 months to 60 months. FDIC insured.

 

Additional Information

USA Patriot Act and our Customer Identification Program requires identification for all New Accounts.

Fair and Accurate Credit Transaction Act ("Fact ACT Identity Theft Program")
Additional documentation may be required to detect, prevent and mitigate identity theft. We ask for your patience and understanding if you are asked to provide additional documentation, especially when conducting account maintenance, ordering Debit or ATM cards, or requesting an address change.

Guard Against Internet Fraud and Unauthorized Account Activity
Always be cautious when responding to requests for special offers delivered through unsolicited e-mail. Guard your personal and business information. Monitor your account activity frequently.

  

To report a lost or stolen ATM/Debit card call:

1-800-500-1044

 

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